Credit Rates

1. Introduction

The Credit Rates section allows admins to customize how AI tokens are converted into credits.
This ensures full control over AI usage costs and helps align system expenses with subscription plans.

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2. Purpose

Each AI model (e.g., GPT, Claude, Gemini, Deepseek) consumes tokens differently.
By setting Credit Rates, admins can control how many credits are deducted per token.

👉 Example:

• 1 token = 1 credit → Default setting

• 20 tokens = 1 credit → Model costs double compared to default

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3. How to Configure Credit Rates

Navigate to Credit Rates under admin settings.

For each model:

1. Enter the credit rate per token in the input field

2. Leave blank to use the default 1 credit per token

3. Adjust based on cost strategy or provider billing

Example Configurations:

• gpt-4-turbo – Set to 10 (deduct 10 credits per token → more expensive model)

• gpt-3.5-turbo – Keep at 1 (standard cost)

• deepseek-chat – Keep at 1

• gemini-2.5-flash – Keep at 1

• claude-opus-4 – Keep at 1

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4. Available Models

The system supports multiple providers:

🔹 OpenAI

• gpt-4.5-turbo

• gpt-4o, gpt-4o-mini

• gpt-4, gpt-4-turbo

• gpt-3.5-turbo, gpt-3.5-turbo-instruct

🔹 Deepseek

• deepseek-chat

• deepseek-reasoner

🔹 Gemini

• gemini-2.5-flash, lite, pro

• gemini-2.0 series (flash, pro, lite, thinking)

• gemini-1.5 series

🔹 Claude

• Claude Opus 4.1, 4.0

• Claude Sonnet 4.0, 3.7

• Claude Haiku 3.5, 3.0

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5. Notes

• If left blank, the system defaults to 1 credit per token

• You can adjust rates anytime based on:

  • Provider billing cost

  • Plan pricing strategy

  • Token usage optimization

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6. Best Practices

• Assign higher credit rates to expensive models (e.g., GPT-4, Claude Opus)

• Keep lower credit rates for cheaper models (e.g., GPT-3.5, Gemini Flash)

• Regularly check AI Reports to see which models users consume the most

• Align credit settings with Plan Management to avoid losses

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✅ With Credit Rates, admins have full flexibility to balance AI costs vs. subscription revenue, ensuring sustainable usage.